Listing provided courtesy of Payne RealtyMREDas Distributed by MLSGrid- MLS# 12545221MLS Provider

20 Academy StreetGerman Valley, IL 61039

Single Family · 3 Beds · 1 Full Bath · 1,064 Sq. ft.
$115,000 Active

20 Academy Street Overview

Time on Site:
169 days
Visits:
1

A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly hello from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true diamond in the rough waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate man cave or she-shed. The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.

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20 Academy Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,064
  • Price/Sq.ft. $108

Details

General

Association/HOA

  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None

School Information

  • School District: 221

Building Information

  • New Construction: No
  • Year Built: 1977

Location/Region

  • County Or Parish: Stephenson
  • MLS Area Major: German Valley
  • Township: Ridott

Tax Information

  • Tax Annual Amount: $2,477.00
  • Tax Year: 2024

General Information

  • Ownership: Fee Simple
  • Parcel Number: 05203212701000
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 0
  • Disability Access: No
  • Total SqFt.: 0

Parking Information

  • Garage Spaces: 1

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 3
  • Bedrooms Possible: 3

General Information

  • Basement: Unfinished, Full
  • Cooling: None
  • Heating: Natural Gas
  • Living Area: 1064
  • Living Area Source: Assessor
  • Rooms Total: 5

Exterior

Parking Information

  • Parking Features: Yes, Attached, Garage
  • Parking Total: 1

Lot Information

  • Lot Size Dimensions: 85x140
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Vinyl Siding

General Information

  • Sewer: Public Sewer

Room Information

Room: Bedroom 2

  • Level: Main
  • Dimensions: 10X10

Room: Bedroom 3

  • Level: Main
  • Dimensions: 12X10

Room: Kitchen

  • Level: Main
  • Dimensions: 12X10

Room: Living Room

  • Level: Main
  • Dimensions: 12X16

Room: Master Bedroom

  • Level: Main
  • Dimensions: 12X12

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Bedroom 4

  • Level: N/A

Room: Dining Room

  • Level: N/A

Room: Family Room

  • Level: N/A

Room: Laundry

  • Level: N/A

20 Academy Street Neighborhood

Community

61039 (German Valley) Demographics

34
Median Age
33
Population Density (per sq. mile)
53%
College Educated
$62,036
Estimated Median Income
257
Estimated Total Home Owners
76
Estimated Total Renters
77% / 23%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

20 Academy Street Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

20 Academy Street Market Data

Based on the last 30 days in this zip code

$140,000
Average List Price
$99
Average Price per Square Foot
4
Properties Sold
100
Average Days on Market
3
Properties for Sale
Calculations provided by Reliance Network

20 Academy Street History

Date Event Value Agent
4/13/2026Source: NorthWest Illinois Alliance MLS Price Reduction
$115,000 -8.0%
4/11/2026Source: MRED Status Change
Active
4/6/2026Source: MRED Price Reduction
$115,000 -8.0%
4/6/2026Source: MRED Status Change
Price Change
2/24/2026Source: NorthWest Illinois Alliance MLS Added to Database
February 24, 2026
1/16/2026Source: MRED Status Change
Active
1/11/2026Source: MRED Added to Database
January 11, 2026