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Listing provided courtesy of CENTURY 21 New HeritageMREDas Distributed by MLSGrid- MLS# 12672989MLS Provider

288 N Charles StreetCortland, IL 60112

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,740 Sq. ft. | 0.14 Acres
$424,900 Active

288 N Charles Street Overview

Time on Site:
18 days
Visits:
0

Welcome to Richland Trails in Cortland, where space, value, and convenience come together. Surrounded by new construction, this move-in ready home stands apart by offering one of the largest floor plans currently available in the neighborhood with an impressive 2,740 square feet of living space. This spacious 4-bedroom, 2.5-bath home features a highly desirable main-floor primary suite complete with a private en-suite bath, providing convenience and privacy rarely found at this price point. The open-concept design creates an inviting atmosphere for everyday living and entertaining, highlighted by quartz kitchen countertops, 42 solid shaker-style soft-close cabinets, stainless steel appliances, ceramic flooring in wet areas, LED lighting, and high-quality wide-plank engineered wood flooring throughout the main level. The partially finished basement provides additional living space with room to expand as your needs evolve. Energy-conscious buyers will appreciate the solar panel system producing up to 12,750 kWh annually, helping reduce utility costs year after year. Located just minutes from I-88, Richland Trails residents enjoy scenic walking paths, an onsite park, and easy access to shopping, dining, and commuter routes. Even better, this property qualifies for a USDA zero-down-payment loan, creating an exceptional opportunity for eligible buyers. Why wait months for new construction when you can move right in? With immediate occupancy and a quick closing available, this home delivers the space, upgrades, and value today's buyers are searching for.

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288 N Charles Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,740
  • Price/Sq.ft. $155
  • Lot 0.14 Acres

Details

General

Association/HOA

  • Association Fee: $75.00
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Other

School Information

  • School District: 428
  • Elementary School: Cortland Elementary School
  • Middle Or Junior School: Huntley Middle School
  • High School: De Kalb High School

Green Features

  • Green Energy Efficient: Photovoltaic/Solar System

Building Information

  • New Construction: No
  • Year Built: 2023

Location/Region

  • County Or Parish: DeKalb
  • MLS Area Major: Cortland
  • Subdivision Name: Richland Trails
  • Township: Cortland

Community/Development

  • Community Features: Park, Curbs, Sidewalks, Street Paved

Tax Information

  • Tax Annual Amount: $0.00
  • Tax Year: 2025

General Information

  • Ownership: Fee Simple w/ HO Assn.
  • Parcel Number: 0920153002
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 0
  • Disability Access: No
  • Total SqFt.: 0

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Bedrooms Possible: 4

General Information

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
  • Basement: Partially Finished, Egress Window, Rec/Family Area, Storage Space, Full
  • Cooling: Central Air
  • Door Features: Sliding Doors
  • Electric: Circuit Breakers, 200+ Amp Service, Photovoltaics Third-Party Owned
  • Foundation Details: Concrete Perimeter
  • Heating: Natural Gas, Forced Air
  • Interior Features: Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
  • Laundry Features: Upper Level,Gas Dryer Hookup,In Unit
  • Living Area: 2740
  • Living Area Source: Builder
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Water Heater-Gas
  • Rooms Total: 9

Exterior

Parking Information

  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • Parking Total: 2

Lot Information

  • Lot Size Acres: 0.14
  • Lot Size Dimensions: 110X55
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Vinyl Siding
  • Roof: Asphalt

General Information

  • Sewer: Public Sewer

Room Information

Room: Recreation Room

  • Level: Basement
  • Dimensions: 42X30

Room: Dining Room

  • Level: Main
  • Dimensions: 11X11

Room: Family Room

  • Level: Main
  • Dimensions: 23X18

Room: Foyer

  • Level: Main
  • Dimensions: 8X24

Room: Kitchen

  • Level: Main
  • Dimensions: 13X11

Room: Living Room

  • Level: Main
  • Dimensions: 17X14

Room: Master Bedroom

  • Level: Main
  • Dimensions: 18X14

Room: Pantry

  • Level: Main
  • Dimensions: 8X6

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Bedroom 2

  • Level: Second
  • Dimensions: 16X10

Room: Bedroom 3

  • Level: Second
  • Dimensions: 14X12

Room: Bedroom 4

  • Level: Second
  • Dimensions: 14X12

Room: Laundry

  • Level: Second
  • Dimensions: 5X5

288 N Charles Street Neighborhood

Community

60112 (Cortland) Demographics

30
Median Age
1,218
Population Density (per sq. mile)
41%
College Educated
$69,259
Estimated Median Income
1,121
Estimated Total Home Owners
391
Estimated Total Renters
74% / 26%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

288 N Charles Street Monthly Cost

$
$ %
%
$
$
Corinne Guerra
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

288 N Charles Street Market Data

Based on the last 30 days in this zip code

$318,011
Average List Price
$201
Average Price per Square Foot
2
Properties Sold
85
Average Days on Market
32
Properties for Sale
Calculations provided by Reliance Network

288 N Charles Street History

Date Event Value Agent
6/25/2026Source: MRED Status Change
Active
6/19/2026Source: MRED Price Reduction
$424,900 -0.0%
6/19/2026Source: MRED Status Change
Price Change
6/16/2026Source: MRED Status Change
Active
6/11/2026Source: MRED Added to Database
June 11, 2026
3/15/2024Source: MRED Status Change
Closed
3/7/2024Source: MRED Status Change
Pending